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奇虎贷款利率-CA, TX, MD, VA,FL- 09月06日 星期二

(2016-09-06 09:14:08) 下一个

SUMMARY:今天(09月06日 星期二)开盘时的房贷利率价格和上个工作日相比持平。目前
重新贷款40万左右的利率,30年固定利率稳定在3.375%,15年固定利率稳定在2.750%,
5/1 ARM下降至2.875%。购房贷款40万左右,30年固定的利率稳定在3.250%,15年固定
利率稳定在2.625%,5/1 ARM稳定在2.750%

注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。

 

 

******************************* CALIFORNIA *******************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $
750K.See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.750    3.125    2.750    2.875      3.250
>$417K      3.550    2.875    3.375     2.750     3.375      3.375
Jumbo        4.000    3.500     -----        ------    3.250      3.250
 
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.750    3.375    2.750     3.125        3.375
>$417K      3.990     3.500    3.750       ------      3.500      3.375
   
                   
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.625    3.125    2.625    2.750       2.875
APR           3.294    2.665    3.133    2.761     2.784      2.918
                    
>$417K      3.450    2.750    3.250       2.750     3.125        3.125
APR           3.474    2.813    3.305       2.769     3.152        3.168
                       
Jumbo        3.750     3.250     -----       -----     3.125       3.000
APR            3.780     3.321     -----       -----     3.150       3.039
    
                                                      
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.990    3.375   2.875    3.625        3.625
APR           3.670    3.073    3.448    3.017    3.659       3.666

 

 

******************************** TEXAS ********************************
    (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions
      at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.750    3.375    2.750     3.125        3.375
>$417K      -----       -----      ------        -----     3.375      -----
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.700   3.125    3.500    3.125       3.750      3.750
>$417K      -----      -----      ------      -------       3.500    -----

                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.625    3.000    2.625    2.750       2.875
APR           3.291    2.660    3.052    2.712    2.764       2.919
                       
>$417K      3.750    3.375    -----       ------     3.000       3.000
APR           3.754     3.394    -----      ------     3.011       3.014
                       
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625   2.990    3.375    2.875    3.500       3.625
APR           3.640    3.068    3.444    2.996    3.535       3.663

 


******************************** MARYLAND********************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K. See other
assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.375    2.750    3.125    2.750     2.875        3.125
>$417K      4.000      3.625      ------      ------    3.250      3.250
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.750   3.250     2.750     3.125         3.375
>$417K      4.000     3.625      -----     -----     3.375         3.250
                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.625    3.000    2.625    2.750        2.875
APR           3.260    2.605    3.036    2.672    2.752        2.891
                       
>$417K      3.750    3.375    -----      ------    3.000         3.000
APR           3.756    3.391    -----      ------     3.013        3.016
                       
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.990    3.375    2.875    3.500       3.625
APR           3.640    3.012    3.400    2.944    3.523       3.631

 


******************************** VIRGINIA ********************************
    (Based on Conforming Loan $380K, High-Balance Loan $550K. See other
assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.490    2.750    3.250    2.750     3.000        3.250
>$417K      -----       ------       ------       ------    3.500       ----
-
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.500    2.875   3.375     2.750     3.250         3.500
>$417K      -----      ------       ------      ------     3.500        ----
-
                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.625    3.000    2.625    2.750       2.875
APR           3.264    2.611    3.041    2.682    2.756        2.895
                       
>$417K      3.750    3.375    -----      ------    3.000         3.000
APR           3.758    3.402    -----      ------     3.015        3.018
   
                   
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.990    3.375    2.875    3.500       3.625
APR           3.635    3.019    3.406    2.954    3.527        3.635

 


******************************** FLORIDA ********************************
    (Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest
      Area only. See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    3.000    3.500    2.875    3.750        3.750
>$417K      -----      -----      ------      ------    3.750      -----
                       
PRIMARY RESIDENCE - CASH-OUT REFINANCE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.750    3.125   3.625     3.000     -----         4.125
>$417K      -----     -----      ------     ------     3.750       -----
                       
PRIMARY RESIDENCE - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.250    2.625    3.125    2.625    2.750        2.875
APR           3.303    2.681    3.131    2.764    2.782        2.917
                       
>$417K      3.750    3.375    -----      ------    3.000         3.000
APR           3.759    3.402    -----      ------     3.006        3.019
                       
INVESTMENT PROPERTY - PURCHASE:                       
                  30-Yr    15-Yr    20-Yr    10-Yr    5/1 ARM    7/1 ARM
<=$417K    3.625    2.990    3.500    2.875    3.625       3.625
APR           3.649    3.090    3.511    2.989    3.663       3.675

 


Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV): 
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。

奇虎贷款NMLS ID: 1169300

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